# 54 (2014) One In 10 Of Us Is Still Paying Off Last Christmas
It’s that wonderful time of year again when we are reminded that festive spirit means money, how much of it you can spend and how much materialism you can possibly squeeze into just a few days.
10% of us are still paying back last year’s hoard of overpriced tat and food and drink purchased to impress freeloading friends and relatives. So how much Christmas cheer will you be enjoying as you max out the credit card yet again?
No sooner will Christmas and the gluttonous New Year celebrations be over than you’ll be forced to think about that expensive summer holiday you should be taking. And you’re probably still paying off last year’s distant memory of that as well.
As if this wasn’t bad enough we’ve all been reeled in by Black Friday, Cyber Monday (because if they didn’t get you in the shops they’ll try and catch you online) then they’ll be the same mayhem at Christmas Eve, Boxing Day and New Year’s Day.
Give me a desert island any day. I’m not falling for these tricks.