Committed

I’ve accepted a new houseshare – surprisingly the first one I saw. It’s funny how not being under pressure to move by a certain date encourages the right response. I wnt along with no expectations.

It’s closer to town (it cuts my driving down by 14 miles a day) and it’s in a very well looked after house in what seems to be a good enough area.

It’s with a family. But there are cats, dogs and goldfish so it’s a nice house in that respect. It’s a downstairs room so no awkward late night tiptoeing around if I come in late and it’ll mean I don’t have to watch the tv with headphones. And the clincher was the very posh ensuite that I get all to myself. Otherwise I wouldn’t have bothered, mostly because of the kids.

The bedroom isn’t that huge but cosy. It’s the bathroom that’s done it, the 10 minute drive to work and the £350 a month all inclusive bill. All I have to find is my food and then how much extra my insurance company are going to rip me off for moving closer to town (thanks ESure). Last time it cost me an additional £120 but as I’ll be saving on average a tank and a bit of petrol per month I guess it works out in my favour somewhere along the line.

 

 

The Legality Of Nomads

My first housesitting booking is confirmed. And at the end of August I will be without a permanent residential address…

So there I was merrily planning shaking off the millstone of rent and bills, when it occurred to me what was I supposed to do about the legal stuff like the DVLA, the bank, my car insurance? How do I get around that?

I’ve been reading some interesting forum discussions on this issue from people who live in motor homes, on caravan sites or purely for work reasons just don’t have or need a permanent address.

Further research and a call to my car insurance company answered my concerns. If you don’t have a permanent residence you will be discriminated against. They said that if I don’t have a permanent address, they will not insure me.

Now I know there are lots of people out there just not updating their address and getting away with it or leaving their car elsewhere. But I  am not that lucky. If I did that, I’d be bound to get caught. And my car is an integral part of my business and therefore without it, or with fines to pay I put myself in awkward financial and legal situations. So reluctantly I am now looking again for a houseshare.

I am not a people person. Give me isolation any day. Housesitting opportunities are going to be valuable downtime for me.So I’m going to carry on down that route, because even if I am living somewhere else, housesitting is going to be a part of my set up.

Living Without A Home

It’s just four weeks before I have to move house again. The price of houseshares continues to rise and private renting isn’t cheap. There’s no guarantee of what you’ll get of course until you’ve signed the contract and handed over your money.

I’ve been renting with one other person (my recently ex boyfriend) for the last year and it’s worked out pretty cheap. But looking at the cost of other houseshares it’s concerning how expensive they are. There are various reasons. Landlords taking a tasty cut I guess. Plus council tax and water rates on modern properties are vastly more expensive than the Victorian terrace I’ve enjoyed.

As well as the housesitting option I’ve been mulling over to avoid living with nutters, I’ve been considering a few months of homelessness to get back on top of my finances. If I can switch between housesitting and sleeping in my studio I can potentially save myself about £350 a month based on what I currently spend on rent and utility bills. It’s not a huge amount of money but that’s nearly £1000 in 3 months which is a lot when you are a small business with limited outgoings.

The cost of living continues to spiral and the only way to combat it effectively if I want to stay in rented accommodation is to go back to full time work and I just don’t want to do that right now. I effectively owe several months rent. The first half of the year is always the most expensive for my business – insurances to pay, website renewal,  car tax, MOT and insurance. Customers owe me money so theoretically I’ve been doing okay but they haven’t paid yet. And with my next rent deposit still tied up in my current property I am loathe to shell out anymore. I want to recuperate the savings I have used over the last few slow months.

I feel remarkably relaxed about the possibility of having nowhere to live. I don’t have to answer to anyone anymore and in a month I won’t have to talk to my ex or have to justify anything to him. I’m on the mailing list for Spareroom but I haven’t followed up any of the potentially suitable places I have seen. My options of course are flexible and it’s easy enough to change plan and find somewhere at very short notice.

On Saturday I had a meeting with my first housesitting assignment, 2 and a bit weeks in a comfortable 3 bed house with garden and offroad parking caring for two cats whilst their owners take a well earned break. It means I won’t have anywhere to live for the first two weeks after I move but I think it will be cathartic. Once that’s been confirmed through the booking service I will know how to structure the rest of my time and how to plan my first weeks after my current contract ends.

5 Weeks Today…

So here we are. Five weeks to the day since I said enough was enough and took control of my diet again.

Results? Well I’ve lost 7.1lbs and 2.5 inches off my waist.

I’ve downloaded a new app to help me appreciate the finer details of this amazing feat and remind myself just how far I’ve come.

I feel better physically and mentally, I certainly look better. More than anything I have taken control. The more confident and positive I feel the more I want to return to the gym so it won’t be long now.

Today I went out to lunch. An array of food appeared before us and I was amazed at my unnatural restraint. I am winning. I am breaking my addiction to food.

Less Is More

I watched a programme today, the sum of which was that if you want to lose weight eat less than you burn. Makes sense right? So why is it everyone wants to lose it without changing their diet?

Because we quite literally want our cake and to eat it.

Prompted by the image attached to this blog, which is of my last almost four weeks on my eat less diet, an acquaintance who is vastly overweight asked me how I did it adding ‘and don’t ask me to put down my fork.’ I told him that if that was his thinking then he would fail.

Becauss there is no miracle to weight loss. Primarily you have to cut down on your food intake. What else did you expect?

The chart attached represents four week and half a stone. In case you were wondering the spike is what happens on your period. In my case 5lbs. But once it was over not only did the weight go but I had lost another pound during it and managed to stick to the programme. Hi-5 me.